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Bruno Fagali is a young lawyer who has strived to be successful in his career. The attorney is based in Sao Paulo, Brazil and is appreciated due to his excellent understanding the law. He currently acts as an associate at a firm that is located in the city. Fagali has managed to handle cases that deal with anti-corruption, compliance, elections, and public law. Nova/SB Marketing appointed him to be its corporate integrity manager. His primary obligations at the company include administration, strategic planning, and dealing with integrity matters. The Bruno Fagali is fluent in Portuguese, Spanish, French, and English.

Fagali completed his undergraduate studies in law at the Pontifical Catholic University of Sao Paulo. He was later admitted at the University of Sao Paulo where he was offered a master’s in public administrative law. Apart from the knowledge that he acquired at the universities, he has also learned from institutions that include the Institute of Administrative Law Paulista and the prestigious Brazilian Society of Public. They are both located in Brazil. Tojal once offered an opportunity for Bruno Fagali to serve it, and this allowed him to learn a lot about public advisory laws. He also gained skills about handling litigations that deal with consumer law, civil law, and domestic violence. Fagali served on the Program of Improvement Teaching when he was still studying at the University of Sao Paulo.

The Brazilian attorney has always been passionate about Bruno Fagali career. He has made significant accomplishments that have assisted in transforming the country’s legal industry. Society of Corporate Compliance and Ethics once offered him an opportunity to act as its associate due to his excellent knowledge in the field. He has outstanding skills in analytics, and this made him be chosen to serve the guidance committee of the organization. Another major accomplishment of Bruno Fagali is writing a publication that enlightened Brazilians on anti-corruption and the support that is needed by organizations that are striving to end the vice. The views that he expressed in the work show how much he is devoted to his career and his anti-corruption expertise.

On May 15, the City of Philadelphia filed a lawsuit against Wells Fargo for violating the Fair Housing Act of 1968. They claim that the bank preyed on minorities by using malignant lending practices. The City asserts that the bank convinced black and hispanic borrowers to buy into high risk loans with high interest rates, when they really should have been putting their best interest first and offering them lower interest rates on mortgages with little risk involved. The banks also allegedly made it very challenging for these people to refinance. This led many of them into foreclosure, which ultimately benefits the bank itself.

The City spent an entire year investigating and found these crimes went back ten years. They found that black borrowers were twice as likely as white people to be given loans with higher interest rates. Hispanics were 1.7 times as likely to be pressured into a higher interest rate. All the people examined were in similar financial standing and had similar credit rates. This is not the first time Wells Fargo bank has faced legal trouble for this type of situation.

Karl Heideck, a Philadelphia based attorney and the man who explained the above proceedings, is experienced in banking litigation and is currently employed as a Hire Counsel contract at Grant & Eisenhofer PA. He has over a decade of experience in the Philadelphia area, working in the compliance, litigation, and risk management field. Previously, Karl Heideck worked as project attorney for Hamilton LLP four years where he proved himself to be a reliable employee and devoted attorney.

Karl Heideck currently works in risk management advertisement and also offers compliance consulting. He is well versed in matters such as legal writing, litigation, product liability, intellectual property, legal research and many others. Additionally, Karl Heideck writes about his experiences and puts out information on his blog about contemporary legal developments to educate and benefit the public.

Visit waterworld.com for more information about Karl Heideck.

Brazil is a former Portuguese colony. Consequently, the South-American country largely borrows from Portugal regarding language, culture, and even constitution. Long before law schools were established in Brazil, Brazilian lawyers used to train from Portuguese universities such as the University of Coimbra in Central Portugal.

Brazilian Law Schools

The first faculty of law in post-colony Brazil, Academies of Law, was established in 1827 in Sao Paulo and was quickly followed by Social Sciences in Olinda. The law professors of those days had gone through the Portuguese system, and therefore Brazil had to adopt the same system. Today, the legal industry in Brazil has grown tremendously with thousands of law schools distributed all over the country and hundreds of thousands of law students. By 2010, there were more than 500,000 practicing lawyers in Brazil. Sao Paulo, where Ricardo Tosto de Oliveira Carvalho practices, has the highest number of lawyers.

The Constitution

The Brazilian Federal Constitution, promulgated in 1988 and amended in 2004, is the supreme law of the land. The constitution defines the country as a federal republic made up of 26 federate states. Each federate state is given the freedom to formulate a constitution of its own, but this constitution must follow the provisions of the Federal Constitution. The judiciary arm of government is mandated with the responsibility of interpreting the Constitution, with the highest of them all being the Supreme Court.

About Ricardo Tosto de Oliveira

Ricardo Tosto is a Brazilian law guru. He currently practices law under Leite, Tosto and Barros Advogados Associados where he is a partner. Ricardo Tosto de Oliveira Carvalho studied law at Universidade Presbyterian Mackenzie.

The areas of specialization of Ricardo Tosto de Oliveira Carvalho are judicial litigation and conflict resolution. Besides law, Ricardo Tosto de Oliveira Carvalho is an entrepreneur and an author. He holds a BA degree from Fundacao Armando Alvares Penteado.

Visit Ricardo Tosto Twitter: twitter.com/ricardotosto01