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What is GreenSky?

GreenSky has totally transformed the traditional personal lending industry by providing almost immediate financing through an app to borrowers for use on home improvement projects. This company has revolutionized the way that borrowers approach home remodeling and financing by streamlining the process and offering stress-free access to credit options without forcing borrowers to jump through hoops. Its innovative approach to personal lending has paid off for the company and investors because it is now valued by Forbes at more than $4.5 billion.

How Successful is the Company?

Its recent success and demonstrated track record of both lender and borrower satisfaction has earned Greensky a highly coveted spot on Forbes’ Fintech 50 List for 2018. The company has successfully completed transactions totally more than $10 billion by linking eligible borrowers with solvent companies looking to expand into the personal lending industry. Borrowers are able to take advantage of promotional interest rates by paying off their loans early, which is attractive to homeowners who might want to avoid taking out a second mortgage on their house.

How is GreenSky Expanding?

The personal lending model that GreenSky developed is particularly attractive because it can be used for additional types of personal expenses outside of the home renovation field. For example, the company is looking into providing financing options for medical and dental expenses. This could be especially convenient for borrowers looking for ways to finance elective surgeries that would not otherwise be covered under traditional health or dental insurance options. The same could be true for pet owners looking for a way to manage unexpected pet surgery bills.

The principles that this company has relied on to branch into the personal lending space for home renovations so effectively will certainly guide its development into other spheres. Investors remain confident that this company is a solid choice for continued growth for years to come. The leadership and management have bolstered confidence in its growth strategy thanks to a dedication to constant innovation and a focus on providing excellent customer service at all times for all transactions.

https://www.fool.com/investing/2018/09/11/why-greensky-inc-stock-climbed-171-in-august.aspx

ClassDojo is a very effective tool in regards to easily communicating with the student and teacher very easily but it does far more than that. The app can be used to share pictures and videos of your child too.

Above and beyond that, ClassDojo has a rewards program built into it. Every time the student is caught doing something good, demonstrates teamwork, or any other positive behavior the teacher can reward the student with Dojo Points by the teacher. The students learn that they get more attention with positive behavior vs. trying to seek negative attention. The students can see easily see the number of Dojo Points that they have earned and accumulated and will continue to work hard to earn additional points. The points are often exchanged for some tangible item or a small party to reward the student as well. This process is far better than the previous method where most of the attention gained was when the student was misbehaving.

When students misbehave they can also have some of their Dojo points removed for bad behavior as well. This is often more effective in helping the child to get back on track and going in the right direction. The great thing about this is that the parents can also see the progress of their child. The student’s behavior often doesn’t warrant a phone call, whether bad or good, but the parents can view this activity and help encourage their child to get back on track when they have their off days and continue to encourage them to excel when they have great days too.

The app is fairly new but has been very effective in helping the parents, student and teacher develop a better communication to help the student continue to strive and do their very best. Check out the app today!